Selfany is a platform for selling courses, digital products, services, community memberships, event tickets and invoices, with a big focus on selling across borders. It says it supports more than 135 currencies and over 100,000 users, and it has no monthly fee.
This review looks at what Selfany actually costs a seller in Ghana going into 2027, how its payouts work, what it does well, and when another platform makes more sense.
Fees and payouts were read from Selfany's payouts page on 29 October 2026. Selfany notes that fees and exchange rates may differ depending on your country, so check the page and your dashboard for your own rate.
Selfany at a glance
| What Selfany shows | |
|---|---|
| Monthly fee | None |
| Fee on a cedi sale | 6% + GH₵ 3 |
| Fee on a naira sale | 3.8% + NGN 100 |
| Who pays the fee | You choose: absorb it, split it or pass it to the buyer |
| Standard payouts | Naira within 24 hours or instantly; other currencies in 4 to 5 working days |
| Flex payouts | Into your bank account the same day as the sale |
| Currencies | 135+ |
What Selfany does well
- Selling across borders. More than 135 currencies, with a strong pitch around FX and getting paid from buyers abroad.
- No monthly fee, and you choose who pays the transaction fee.
- Many ways to earn: courses, digital and physical products, services and bookings, event tickets with tiers, invoices and tips.
- Spaces, a free community product with profiles, classrooms, leaderboards and affiliates, positioned as a replacement for Telegram and WhatsApp groups.
- A mobile app, and selling through a Telegram bot, according to its App Store listing.
Where Selfany costs Ghanaian sellers more
The fee on cedi sales is high. 6% + GH₵ 3 is one of the highest fees for cedi sales among the platforms we've compared. The fixed GH₵ 3 hurts most on low-priced products:
| Price | Selfany fee (6% + GH₵ 3) | Share of the price |
|---|---|---|
| GH₵ 20 | GH₵ 4.20 | 21% |
| GH₵ 50 | GH₵ 6 | 12% |
| GH₵ 100 | GH₵ 9 | 9% |
| GH₵ 500 | GH₵ 33 | 6.6% |
Standard payouts outside naira take 4 to 5 working days. Same-day payouts are offered as "Flex payouts". Check in your dashboard whether there's a charge for them.
Mobile money for Ghanaian buyers isn't spelled out on the pages we read. Most buyers in Ghana pay with MTN MoMo, Telecel Cash or AirtelTigo Money, so check the checkout your buyers will see.
Selfany vs Paylead: what you pay
Paylead charges 4% + GH₵ 1 per sale on every plan, free plan included, with processing included. Withdrawals to MoMo or bank cost GH₵ 5 and arrive the next working day.
| Selfany | Paylead | |
|---|---|---|
| Fee on a GH₵ 50 sale | GH₵ 6 | GH₵ 3 |
| Fee on a GH₵ 100 sale | GH₵ 9 | GH₵ 5 |
| Fees on 50 sales of GH₵ 100 | GH₵ 450 | GH₵ 250 |
That's GH₵ 200 a month more on Selfany at this volume, or GH₵ 2,400 a year, before any payout charges. Selfany's withdrawal fees aren't listed on its payouts page, so they aren't included here.
What Paylead adds for sellers in Ghana
- A lower fee on every cedi sale, and the fixed part is GH₵ 1, not GH₵ 3, which matters a lot on GH₵ 20 to GH₵ 50 products.
- Mobile money at checkout, built for Ghanaian buyers: MTN MoMo, Telecel Cash, AirtelTigo Money, Visa and Mastercard.
- Pay on delivery for physical products, with waybills and tracking.
- AI sales pages and funnels, order bumps, upsells, A/B tests, and cart reminders by SMS and email.
Where Selfany is ahead: selling in many currencies to buyers worldwide, same-day Flex payouts, and a free community product with classrooms and leaderboards.
The best Selfany alternatives in 2027
- Paylead: best for sellers whose buyers are in Ghana and pay by mobile money. Start free.
- Selar: many African currencies and a big affiliate network, at 5% + GH₵ 1 per cedi sale and GH₵ 15 per withdrawal. Read our Selar review.
- Skillspad: a Ghanaian course platform with GH₵ 1 MoMo payouts, but 10% per sale on its free plan. Read our Skillspad review.
- Nestuge: courses and communities with strong automations, at 7.5% per sale. Read our Nestuge review.
Verdict
Selfany is built for creators who sell across borders and want one account for many currencies, plus a free community space. For sellers whose buyers are mostly in Ghana, the 6% + GH₵ 3 fee on cedi sales costs nearly twice as much as Paylead on a GH₵ 100 product, and more than twice as much on cheaper ones.
Frequently asked questions
How much does Selfany charge per sale in Ghana?
Selfany's payouts page lists 6% + GH₵ 3 per sale for Ghana cedis. On a GH₵ 100 sale that's GH₵ 9. It notes that fees and FX may differ by country.
Does Selfany have a monthly fee?
No. Selfany charges per sale only.
How fast does Selfany pay out?
Its standard payouts are within 24 hours or instant for naira, and 4 to 5 working days for other currencies. Flex payouts arrive in your bank account the same day as the sale.
Is Selfany cheaper than Selar?
Not for cedi sales. Selar lists 5% + GH₵ 1 per cedi sale, against Selfany's 6% + GH₵ 3. Selar charges GH₵ 15 per withdrawal, though, so compare both if you withdraw often. Paylead is lower than both, at 4% + GH₵ 1 and GH₵ 5 per withdrawal.
Read next: the best Selar alternatives, the best platforms to sell digital products in Ghana and the best payment link apps in Ghana.
