Paylead is an online selling platform for creators and small businesses in Ghana. It gives you a store, checkout, sales pages, payment links, invoices and follow-up emails and texts in one account, so you can sell and get paid by MoMo or card without building a website. It is free to start. Online sales cost 4% + GH₵ 1 each.
What is Paylead used for?
People use Paylead to:
- Sell digital products: ebooks, templates, presets, music and downloads that deliver themselves after payment. See how to sell digital products in Ghana.
- Sell physical products: clothes, wigs, skincare, gadgets, with delivery details, waybills, tracking and pay on delivery.
- Run courses and webinars: online courses, live and evergreen webinars.
- Take bookings and coaching calls, and sell services with packages.
- Charge subscriptions and memberships.
- Collect payments: payment links and invoices for anything else, including part payments.
- Capture leads: forms and quizzes, with email and SMS follow-up.
- Sell more per order: discount codes, affiliates, order bumps and upsells.
You can also add a buy button, booking calendar or product grid to your own website with embeds, including a WordPress plugin.
Who is it for?
Paylead is for sellers in Ghana: creators, coaches, shop owners, freelancers, students, clubs and small businesses. Today it is priced in Ghana cedis (GH₵). Nigeria is planned next.
It is a poor fit if you only sell to buyers in dollars and do not need MoMo or local payouts.
How do buyers pay?
With MTN MoMo, Telecel Cash, AirtelTigo Money, or a Visa or Mastercard card. Physical products can also be paid on delivery. See how to accept mobile money payments online in Ghana.
How much does Paylead cost?
| Starter | Pro | Business | |
|---|---|---|---|
| Monthly price | Free | GH₵ 149 | GH₵ 399 |
| Trial | None needed | 14 days | 14 days |
| Store, checkout, all product types | Yes | Yes | Yes |
| Pay on delivery | Yes | Yes | Yes |
| Customer contacts | 150 | Unlimited | Unlimited |
| WhatsApp automations | No | Yes | Yes |
| Remove Paylead branding | No | Yes | Yes |
| Your own domain | No | No | Yes |
| Staff accounts | 1 | 1 | 5 |
Paid plans get cheaper the longer you stay: each month renewed on time takes 5% off the next payment, up to 40% off. Full details are on the pricing page and in plans and fees.
What does Paylead charge per sale? (How much is paid)
People often search "how much is paid", meaning how much a seller receives. Here is what comes off each sale:
| How the buyer pays | Fee |
|---|---|
| MoMo or card, online | 4% + GH₵ 1, processing included |
| Pay on delivery | 2% + GH₵ 1 |
| Withdrawal | GH₵ 5 each, from GH₵ 50 |
Example: you sell a GH₵ 200 ebook online. The fee is GH₵ 8 + GH₵ 1 = GH₵ 9, so GH₵ 191 reaches your wallet. If you turn on Customer pays transaction charges, the buyer covers the fee and you receive the full GH₵ 200. These rules are the same on every plan.
You also earn Paylead Credit back on sale fees, which can pay for your plan and SMS.
How do I get paid?
Sales appear in your wallet. Today's sales show as Money on its way and become withdrawable by 03:00 the next morning. You withdraw to MoMo or a Ghanaian bank account, and it arrives the next working day. See payouts and withdrawals.
How do I start?
- Create a free account.
- Set up your store's look and add your first product: set up your store.
- Share your store link on WhatsApp, Instagram and TikTok: share your store link.
New to selling? Read how to start selling online in Ghana. Wondering about trust? See is Paylead legit.
How is Paylead different from a normal website?
A website needs hosting, a payment setup and a lot of design work. Paylead gives you a ready store with checkout, MoMo and delivery handling, then lets you add pages and funnels on top. You can also connect your own domain on the Business plan.
FAQ
Is Paylead free?
Starter is free with no card. You pay per sale: 4% + GH₵ 1 online, or 2% + GH₵ 1 on pay on delivery.
What is Paylead used for?
Selling products, courses, webinars, bookings and subscriptions, and collecting payments with links and invoices, from Ghana.
Do I need a website?
No. Paylead gives you a store with its own link. You can also embed buttons on a site you already have.
Can the buyer pay the fee?
Yes, with Customer pays transaction charges.
Where is Paylead based?
Accra, Ghana. See about.
