No. None of the three lists mobile money as a payment method on its pricing or help pages. They take cards and PayPal, and Ghana is not on the payout lists we could check for Teachable Payments and Kajabi Payments. If your students pay with MTN MoMo, Telecel Cash or AirtelTigo Money, you need a platform built for them, such as Paylead.
We checked each platform's own pricing and help pages on 4 November 2026. Plans and country lists change, so confirm on their sites before you pay.
The short answer, platform by platform
| Teachable | Thinkific | Kajabi | |
|---|---|---|---|
| Cheapest plan (monthly billing) | $39 (Starter, 7.5% transaction fee) | $109 (Start) | $179 (Basic) |
| Buyer payment methods listed | Cards, PayPal, Link | Thinkific Payments, Stripe, PayPal, major cards | Cards, Apple Pay, Google Pay, Link, Klarna, Afterpay, PayPal |
| MoMo listed? | No | No | No |
| Own payments in Ghana? | Not in its 41 countries | Could not confirm Ghana | Not in its list of regions |
All prices are in US dollars, so you pay in dollars too. A $39 plan is a recurring dollar cost before your first sale.
Teachable
Teachable's pricing page lists Starter at $39 a month ($29 on yearly billing) with a 7.5% transaction fee. Builder ($89) and Growth ($189) show 0% transaction fees when you use Teachable Payments, with normal processing fees on top, such as 2.9% + 30 cents for US cards and 3.9% + 30 cents for international cards.
The catch for Ghana is in its help centre. Teachable's article on setting up Teachable Payments says it is available in 41 countries and Ghana is not one of them. In an unlisted country you are routed to a Custom Payment Gateway set-up, where you connect your own Stripe Standard account. Buyers can then pay by card, Link, and PayPal if you connect it (PayPal is for one-time USD purchases only).
Stripe's own country page lists Ghana as an "extended network" country and points to Paystack rather than a normal sign-up. So whether you can open a Stripe account as a Ghanaian creator is something to confirm with Stripe first.
Thinkific
Thinkific's pricing page shows Start at $109 a month ($82 on yearly billing), Grow at $219 and Expand at $499, each with a 30-day free trial. Its payment options are Thinkific Payments, Stripe and PayPal, plus major credit cards. Using Stripe or PayPal adds a third-party gateway fee that varies by plan.
We could not open Thinkific's official country list for Thinkific Payments. Search results describe it as covering the US, Canada, UK, EU and a few other regions, and suggest Stripe for creators elsewhere. We could not confirm Ghana, so ask Thinkific support before you commit.
Kajabi
Kajabi's pricing starts at $179 a month ($143 on yearly billing) for Basic, with $249 for Growth and $499 for Pro. It says it takes no revenue share, and you pay processing fees. Kajabi Payments is available to businesses registered in the US, Canada, Australia, the UAE, the UK and select European countries. Ghana is not named.
Kajabi's help page lists cards, digital wallets, buy-now-pay-later and PayPal for buyers. It does not mention mobile money.
What the platforms do well
They are mature, with polished course players, hosted video and strong marketing tools. If your students are mostly in the US, UK or Europe and pay by card, any of the three can work well. The problem is local: a student in Kumasi with only a MoMo wallet has no way to pay.
Selling courses with MoMo instead
Paylead is built for sellers in Ghana. Buyers pay with MTN MoMo, Telecel Cash, AirtelTigo Money, or Visa and Mastercard. Digital products are delivered by email straight after payment.
The cost is 4% + GH₵ 1 per online sale on every plan, including the free Starter plan, with payment processing included. Withdrawals are GH₵ 5 each, from GH₵ 50, paid the next working day. Starter is free with 1 live funnel and 150 contacts. Pro is GH₵ 149 a month.
Worked example, a GH₵ 300 course:
- Fee: 4% of 300 = GH₵ 12, plus GH₵ 1 = GH₵ 13
- You keep: GH₵ 287 before the GH₵ 5 withdrawal fee
- Ten sales: GH₵ 130 in fees, GH₵ 2,870 kept, less one GH₵ 5 withdrawal
You can also switch the fee to the buyer at checkout and keep the full price.
Where the big platforms are ahead: video hosting and in-depth course tools. Paylead does not host lesson video itself, so you link to video hosted elsewhere, such as unlisted YouTube or Vimeo. Paylead works for sellers in Ghana only today.
For a wider comparison, read the best platforms to sell online courses in Ghana. To start from scratch, see how to sell online courses in Ghana.
Which should you pick?
- Students pay with cards from abroad: Teachable, Thinkific or Kajabi, if you can get a supported payout route.
- Students are in Ghana and pay with MoMo: a Ghana-first platform.
- Both: you can run a MoMo store for local buyers and keep a separate card-based platform for overseas buyers. Paylead takes Visa and Mastercard at checkout, but some foreign banks block African payment pages, so test with a real purchase from abroad first.
Frequently asked questions
Can Ghanaian students pay for a Teachable course with MoMo?
Teachable's pricing and help pages list cards, Link and PayPal. Mobile money is not listed.
Can a Ghanaian creator be paid by Kajabi?
Kajabi Payments is offered in the regions listed on its help page, and Ghana is not named. Check Kajabi support for the latest.
Does Thinkific support Ghana?
We could not confirm this from Thinkific's own pages. Ask its support team.
What is the cheapest way to sell a course to Ghanaian students?
A platform with no monthly fee and local payments. Paylead's free plan charges 4% + GH₵ 1 per sale.
Try Paylead free and sell your first course with MoMo. See the pricing page for plan details.
