To collect rent by mobile money in Ghana, send each tenant an invoice (or a payment link) they pay by MoMo or card, and keep a record of every payment in one place. On Paylead, invoices show Sent, Part paid, Paid or Overdue, so you can see at a glance who owes what, and every payment comes with a receipt.
Option 1: invoices (best for most landlords)
- Create your free Paylead account.
- Go to Invoices → New invoice: send an invoice.
- Add the tenant (name, email, phone) and the line: "Rent: Flat 2, November 2026".
- Set a due date. Turn on part payments if you accept rent in parts.
- Send it. The tenant gets it by email with a Pay now button; share the link on WhatsApp too.
- Watch the status change to Paid, or Overdue if the due date passes.
Option 2: a monthly subscription (Pro)
For tenants who pay the same amount every month, a subscription reminds them by SMS and email 3 days before, on the day, and 2 days after the due date.
Option 3: a payment link for service charges
For a shared levy (security, water, cleaning) that many tenants pay, use one reusable payment link with a fixed amount.
What it costs
Online payments cost 4% + GH₵ 1. On GH₵ 1,500 rent that is GH₵ 61. Withdrawals to your MoMo or bank account cost a flat GH₵ 5 and arrive the next working day. Invoices and payment links are on the free Starter plan.
Tips
- Same date every month. Send invoices a week before the due date.
- Write the period on every invoice so receipts double as rent records.
- Use your own payout account for rent, separate from personal money.
Frequently asked questions
Can tenants pay part of the rent?
Yes, if you allow part payments on the invoice.
Can tenants abroad pay?
Yes, by Visa or Mastercard.
Do tenants get a receipt?
Yes. Every payment comes with a receipt, and the invoice can be downloaded as a PDF.
Can I see who hasn't paid?
Yes. Unpaid invoices show as Sent, and late ones as Overdue.
